About the Book

The book pleads for effective financial services for the ultra poor to cope with crisis. It presents the intervention in the Emergency Loan (EL), a tailored sympathetic instrument, alongside other financial and non-financial services under the Programmed Initiatives for Monga Eradication (PRIME), implemented by the Palli Karma-Sahayak Foundation (PKSF) through the microfinance institutions financed by it.

It is based on a research aimed at helping the stakeholders devise ways to make the services more appropriate. The book devotes to an internal critique of the services put in the highly subsidized EL in view of the realities: contending forces and the people to be serviced. The book finds that for whom the EL was tailored, thse ultra poor afflicted by crises were not made aware of it. Thus, it could not penetrate effectively.

The afflicted poor still were prey to moneylenders. The lapses were in three fronts: thinking, willingness and capability. Crises in most cases were thought as natural disaster; shocks only negative. Ownership to the intervention was below par among the implementers. this. Unequivocally this work has a bias to the cause of the ultra poor. It speaks for the rights and interests of the ultra poor. A lacuna in the book: many laudable aspects of the EL and obviously of the implementers might have been bypassed; not their lapses. Complacence helps no cause.

• নাম : Emergency Finance For Coping
• লেখক: ইখতিয়ার জাহান কবির
• প্রকাশনী: : একাডেমিক প্রেস এন্ড পাবলিশার্স লাইব্রেরি (এপিপিল)
• পৃষ্ঠা সংখ্যা : 272
• ভাষা : english
• ISBN : 9789849242864
• বান্ডিং : hard cover
• প্রথম প্রকাশ: 2018